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Savvy Senior Provides Important Information

Savvy Senior ArticlesSavvy Senior is written by Jim Miller, a regular contributor to the NBC Today Show and author of "The Savvy Senior" book. The Savvy Senior also offers a nationally syndicated question-and-answer column devoted to meeting the needs of today's senior citizens and the families who support them. Each week Savvy Senior provides practical information and resources on a wide variety of topics relevant to senior living in the 21st century.  The articles are offered as a helpful and informative service and may not always reflect Interim HealthCare's official position on some topics.
 

Jim invites you to send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070 or visit his web site at www.savvysenior.org.

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How to Choose the Right Executor for Your Will

Posted: 7/25/2013 9:18 AM by Interim HealthCare

Dear Savvy Senior,
What are my options for choosing an executor for my will? I was considering asking one of my kids to do it but I don’t think any of them are up for the job. What can you tell me?
Still Kicking

Summertime Heat Poses Special Risks to Seniors

Posted: 7/18/2013 9:12 AM by Interim HealthCare

Dear Savvy Senior,
Can you write a column alerting seniors to the dangers of summertime heat? I manage a number of urgent care clinics, and last summer we had more than 200 cases of heat-related illnesses, most of who were seniors. I would like to reduce that this year.
Concerned Citizen

Debt Counseling Programs Can Help Seniors with Financial Problems

Posted: 7/11/2013 9:09 AM by Interim HealthCare

Dear Savvy Senior,
What resources can you recommend to help seniors with financial problems? I hate to admit it, but I’ve fallen behind on my house payments and have accumulated quite a bit of credit card debt over the past few years. Where can we get help?
Indebt At 70

How to Choose a Home Stair Lift

Posted: 7/3/2013 9:00 AM by Interim HealthCare

Dear Savvy Senior,
My wife is having an increasingly difficult time going up and down the stairs in our house. We are interested in purchasing a stair lift, but aren’t sure what to get or where to look. Can you help us?
Need a Lift

What to Consider Before Joining a Clinical Trial

Posted: 6/25/2013 11:30 AM by Interim HealthCare

Dear Savvy Senior,
What can you tell me about clinical trials and how to go about finding one? My wife has a chronic condition and we’re interested in trying anything that may be able to help her.
--Looking For Help

How to Spot and Prevent Senior Financial Fraud

Posted: 6/18/2013 11:25 AM by Interim HealthCare

Dear Savvy Senior,
Can you offer some tips on protecting seniors from financial scams? My neighbor’s elderly mother was recently swindled out of $10,000 and I want to make sure my own mother is protected.
--Troubled Daughter

How to Find Lost Life-Insurance Policies

Posted: 6/11/2013 11:19 AM by Interim HealthCare

Dear Savvy Senior,
When my father passed away we thought he had a life insurance policy, but we haven’t been able to track it down. Do you know of any resources that might help?
--Searching Family

Simple Television Remotes Designed for Seniors

Posted: 6/4/2013 11:14 AM by Interim HealthCare

Dear Savvy Senior,
Can you recommend some easy-to-use television remote controls for seniors? I got my 74-year-old mother a new HDTV for her birthday, but the remote control is very confusing for her to operate.
--Shopping Son

How to Use Herbal Supplements Safely

Posted: 5/29/2013 10:00 AM by Interim HealthCare

Dear Savvy Senior
Are herbal supplements safe for seniors who are taking other prescription medications? I have a friend who swears by them, but I want to be sure before I take anything new.
--Cautious Carol
 
Dear Carol,
Herbal supplements have become increasingly popular in recent years as millions of Americans are looking for natural and more affordable ways to improve their health. But, it’s important to know that many herbs can also cause side effects and can interact with prescription medications, especially if you have hypertension, diabetes, kidney disease or liver problems.

How Married Couples Can Boost Their Social Security Checks

Posted: 5/22/2013 10:00 AM by Interim HealthCare

Dear Savvy Senior,
I’ve heard that there are strategies available that can help married couples increase their Social Security benefits when they retire. My wife and I are approaching retirement age and would like to understand these options. What can you tell us?
--Getting Prepared
 
Dear Getting,
If you’re willing to wait to full retirement age and beyond, married couples have several unique claiming options that could actually add tens of thousands of dollars to your Social Security checks over your retirement. Here’s what you should know.
 

How Health Insurance Marketplaces Will Help Early Retirees

Posted: 5/15/2013 3:12 PM by Interim HealthCare

Dear Savvy Senior,
What can you tell me about the new Obamacare health insurance exchanges that begin next year? I am interested in retiring early at age 61, but need to find some affordable health until my Medicare benefits begin at 65.
Ready to Retire
 
Dear Ready,
The new health insurance exchanges – also known as Health Insurance Marketplaces – that begin in 2014 will be a welcome benefit to millions of Americans who need health insurance, especially uninsured baby boomers and pre-Medicare retirees who often have a difficult time finding affordable coverage.

Retirement Planning Resources for Women

Posted: 4/29/2013 10:26 AM by Interim HealthCare

Dear Savvy Senior,
What retirement planning resources can you recommend to women? I’m 58 years old, divorced and living on a tight budget and need all the help I can get. 
Financially Challenged
 
Dear Challenged,
When it comes to planning for retirement, most Americans could stand to brush up on their financial knowledge a bit, but it’s especially important for unmarried women. Here’s what you should know.

How to Shop For a Hearing Aid

Posted: 4/22/2013 10:18 AM by Interim HealthCare

Dear Savvy Senior,
What tips can you offer people who are shopping for hearing aids?
Overwhelmed Senior
 
Dear Overwhelmed,
With so many choices and options available today, shopping for a hearing aid that meets your needs, lifestyle and budget can be challenging. Here are some tips that can help you locate a good hearing aid provider and choose an appropriate aid.

How to Choose a Medigap Supplemental Policy

Posted: 4/15/2013 4:15 PM by Interim HealthCare

Dear Savvy Senior,
I’ll be 65 in a few months – Medicare enrollment age – and am thinking about getting a Medicare supplemental policy to help cover things outside of Medicare. Can you give me some advice on choosing a plan?
Shopping Sam
 
Dear Sam,
If you’re planning to choose original Medicare for your health coverage, getting a supplemental policy too (also known as Medigap insurance) is a good idea if you can afford it, because it will help pay for things that aren’t covered by Medicare like copayments, coinsurance and deductibles. Here are some tips and tools to help you choose an appropriate plan for you.

Car Shopping Tips for Older Drivers

Posted: 4/11/2013 9:31 AM by Interim HealthCare

Dear Savvy Senior,
What resources can you recommend to seniors who are shopping for a car? My wife and I are relatively healthy 70-year-olds and are looking for a new senior-friendly vehicle, but could use some help.
Older Drivers
 
Dear Older,
For seniors who are in the market for a new or used car, the AAA (American Automobile Association) and the University of Florida’s Institute for Mobility, Activity and Participation has just updated an excellent resource called “Smart Features for Older Drivers” that can help you choose a vehicle that meets your needs as you age.

Looking for Love and Companionship Online

Posted: 4/8/2013 4:07 PM by Interim HealthCare

Dear Savvy Senior,
What can you tell me about online dating for older people? My daughter has been urging me to give it a try, but at age 62, I’m a little hesitant.
Lonely Senior
 
Dear Lonely,
Dating sites have become enormously popular among the older generation in recent years. In fact, boomers and seniors make up about 20 percent of online daters today, and the numbers keeps growing. Here’s what you should know.

How to Avoid Identity Theft When You Travel

Posted: 4/1/2013 4:33 PM by Interim HealthCare

Dear Savvy Senior,
What tips can you recommend to help retirees guard against identity theft when traveling? My sister and her husband had their identity stolen while on vacation last year, and I want to make sure I’m protecting myself on my trip to Europe next month.
Paranoid Pam
 
Dear Pam,
Most people don’t realize that when you travel, your risk of identity theft increases. Here are a few simple steps you can take to protect yourself while you’re away.

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